The Types of Compensation Available After a Car Accident
If you suffered injuries from a car accident, it is likely impacting every area of your life. You have to deal with the physical pain, worry about missing work, figure out how to get to the doctor: everything probably seems overwhelming. In addition to these day-to-day issues, you are concerned about paying your regular bills and wondering how to cover the medical expenses for the treatment you need to heal. Fortunately, if your accident was due to someone else’s mistake, you might qualify for financial compensation for the harm you suffered. While no amount of compensation will take away your pain, knowing that your bills will get paid can relieve anxiety and let you focus on recovering and moving on with your life.
Compensation for Auto Accident Victims
The injuries suffered in an auto accident can vary greatly. You might experience minor and short term issues or the harm might be serious or even permanent. The type of financial compensation, otherwise called damages, for which you might be eligible will vary based on your type of injuries as well as your own car insurance.
Common types of damages include:
- Medical bills – doctor visits, physical therapy, surgery, specialized equipment such as crutches or braces, these are all examples of the types of bills that can be reimbursed.
- Property damage and repair – your car should be repaired (even if you don’t have collision) and you should also be reimbursed for any other property which was damaged or destroyed.
- Emotional distress – the emotional impact the accident and the subsequent suffering caused for you. Daily pain can have a serious impact on one’s emotional well-being.
- Loss of wages, current and future – if you missed work, you can be compensated for the time you lost. In addition, if you will miss work in the future, or your future ability to earn wages is affected, you may be able to recover for that as well.
- Decreased mental ability – people who suffer brain injuries often experience decreased mental ability. Such a loss can be devastating is often the basis for financial compensation.
- Loss of quality of life – if you can longer to engage in life’s enjoyments you have experienced a loss of quality in life. For example, if you used to hike or rock climb and you will no longer be able to do so, then you might be able to obtain compensation for this loss.
- Loss of Consortium – if you are married and unable to be a part of your spouse’s life as you were before, even if only for a period of time, your spouse might be able to claim loss of consortium. This kind of damage is provided when your spouse suffered due to the impact of your loss on them.
These types of damages are examples of what may be available after an accident. Each case is different and it is necessary for your lawyer to prove, not only liability, but each specific kind of loss, in order for you to recover. This is why it is so critical to hire the right attorney to handle your vehicular claim.